Employee Credit

Credit addressed to Probationary Civil Servants, Civil Servants in the Local Government Agencies, Civil Servants in the Central Government Agencies, State-Owned Enterprises/Local-Owned Enterprises Employees, Regional Head/Vice, House of Representatives/Regional House of Representatives Members.

Features of Employee Credit Products include :

  1. Karya Banten Credit (Civil Servants/Active Employees of State-Owned Enterprises/Local-Owned Enterprises)

Ceilings            :  Min. Rp 5 million -Max. Rp 500 million
Period :  Min. 1 year – Max. 15 year
Security          :

  • Original Certificate of Probationary Civil Servant, Original First and Last Certificate of Appointment (Employees of State-Owned Enterprises/Local-Owned Enterprises) Original Certificate of Appointment (Regional Head/Vice, House of Representatives/Regional House of Representatives Members)
  • For loans above Rp 500 million, must be covered by collateral that can be bundled perfectly.
  1. Karya Banten Credit (Probationary Civil Servants)

Ceilings            :  Min. Rp 5 million – Max. Rp 100 million
Period :  Min. 1 year – Max. 5 years (Bank Banten payroll), Min. 1 year – Max. 3 years (Bank Banten non payroll)
Security          :  Original Certificate of Probationary Civil Servant

 

  1. Pra Purna Banten Credit (Pre Pensioners)

Ceilings            :  Min. Rp 5 million – Max. Rp 500 million
Period      :  Min. 1 year – Max. 15 years
Security               :

  • Original Certificate of Probationary Civil Servant, Original First and Last Certificate of Appointment (Employees of State-Owned Enterprises/Local-Owned Enterprises), Original Certificate of Appointment (Regional Head/Vice, House of Representatives/Regional House of Representatives Members)
  • For loans above Rp 500 million, must be covered by collateral that can be bundled perfectly

 

  1. Purna Banten Credit (Pensioners)

Ceilings            :  Min. Rp 5 million – Max. Rp 500 million
Period              :  Min. 1 year – Max. 10 years
Security           :  Original Life Certificate

General Requirements :

  • Indonesian Citizen (WNI) and domiciled in the territory of the Unitary State of the Republic of Indonesia
  • Age : At least 21 years old or have been married at the time of submission of credit and age must not exceed 56 years old at the credit maturity.
  • Documents submitted are in the form of Copy of Identity Card and Identity Card of spouse, Marriage/Divorce Certificate, Salary Slip, Certificate of Employment, Reference Letter, Current Account/Savings Book, Tax Registration Number, License for Professional Practice, Proof of Ownership of the Collateral