MSME Credit

MSME Credit

 

MSME Credit consists of 3 types of Credit Facilities, namely :

  1. Micro Credit
  • Silver; ceilings min. Rp 100 million – max. 350 million
  • Gold; ceilings Rp 350 million – Rp 500 million
  1. SME, plafond provided > Rp 500 million
  2. Back to Back, min. ceilings provided Rp 10 million

 

General Requirements :

  • At the time of submission of credit, the debtor must be at least 21 years old or 18 years (married) and the maximum age limit is 65 years old on loan maturity
  • Citizenship of the Republic of Indonesia
  • Domicile permanently in the territory of the Unitary State of the Republic of Indonesia
  • Length of business or business experience of prospective debtor, individual traders or entrepreneurs, at least 2 years in the same field of business (Micro and SME Credit)
  • Assurance are delivered in the form of Land and Building that can be bundled perfectly, except for Back to Back Credit, guarantees deposited are Bilyet Deposits provided by the debtor.
  • Documents submitted are in the form of Copy of Identity Card (KTP), Family Identity Card (KK), Marriage/Divorce Certificate, Salary Slip, Current Account/Savings Book, Tax Registration Number (NPWP), Business Permit (SIUP) / Certificate of Business (SKU), Proof of Ownership of the Collateral